Give me a ‘Legal’

When you’re working in Title Insurance sales, expect to be asked for a ‘Legal’ several times a day.  But what does that really mean?

Here’s an excellent post from TicorBlog.com, explaining:

What Makes a Real Estate Description ‘Legal?’

Mentioned in the blog:   

“It’s a good idea to visually check the property, and walk the property lines with the seller with a legal description in hand.”

Also see this related article:

Real Estate Legal Descriptions in Plain English

Need a legal? Please contact me here:

Order Legal or Title report thru Julie HERE

- Julie McCullough Hale, RRNetwork.com, Ticor Title Company

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REO Tips for Buyers, Walkscore.com

Here’s some useful info for Buyers, regarding the ‘REO’ process. Thanks to Jalyn Moore with Ticor, for filling in the details.

REO Tips for Buyers from Ticor

Received a message from Walkscore.com CEO, Mr. Josh Herst. They are tabulating ‘Most Walkable Cities,’ and of course Seattle is in the running. Cast your vote here:

Walkscore — Which city rates highest? Vote here!

Also take a moment to see other ‘extras’ that Walkscore has added recently. 

 – Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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Homesteads Explained

Check this out, new from Ticor:

Yours, Mine and Ours…..Homesteads in Washington State

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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Back Plant Tour – Ticor Title

Meet Diane Brittenham, Ticor Property Info Manager! Take a look at a ‘Plat Book,’ from our Ticor Back Plant.

Contact us directly for Customer Service & Property Info:

cs.renton@ticortitle.com
(206) 720-6969

- Julie McCullough Hale, Ticor Title Company

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QR Codes Revisited

QR Codes – Interest is picking up here in Seattle. Our Social Media clock hour class had questions about set up, applications, and usage.  So just what the heck are these boxy little black and white things? And why the growing interest?

I wonder if these capture our attention lately, as retailers and direct mailers utilize QR codes to demo everything from race cars to luggage.  We keep seeing more of these as consumers.

It makes sense that Sellers and Buyers are more likely to use their own smart phones,  to scan QR codes from your biz card, flyer, or ‘Just Listed’  post cards.  Maybe it’s time to revisit this topic!

Check out two blog posts from our Tech whiz, Matt Sweet. Or, scan the QR code here to read more and see Matt’s video demo!

  What is a QR Code? How can I use in my marketing?    

  QR Codes – How we generate them.

 

 

Speaking of classes, what do you think of current education options, here in Seattle? Are classes too long, or not specific enough? We’d like to know what works best for you.

Please feel free to post a note on my business Facebook page. I’ve attached a link to my name below.

- Julie McCullough Hale, RRNetwork.com and Ticor

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25 Best Seattle Neighborhoods

New from Seattle Metropolitan Magazine, our 25 ‘Best Neighborhoods.’ Thanks to our friend Meredith for this tip! Here are links:

20 Places to Live Now

5 Places to Live – Where You’ll Want to be in 2016

Also just posted, a new ‘by the numbers’ recap. This is one of the best charts available, and includes info for us city kids, as well as North & South folks. A must to share with your data folks:

107 Neighborhoods by the Numbers

Thanks to Seattle Met for this newsy report!

- Julie McCullough Hale, Ticor Title & Escrow, RRNetwork.com

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Seattle’s Best Neighborhoods, 6 Plat Map Pointers

Seattle’s Best Neighborhoods

Time for Seattle Magazine’s annual ‘Best Neighborhoods’ review.  Their recap mentions:

Westlake Avenue North, South Lake Union
12th Avenue, Capitol Hill
Greenwood Avenue North, PhinneyWood
24th Avenue Northwest, Ballard
Upper Fremont Avenue North,
Fremont
Rainier Avenue South, Columbia City
Airport Way South, Georgetown
34th Avenue, Madrona

Compliments to Seattle Magazine, for this interesting article. Also in this issue, ‘Emerging Neighborhoods,’ and more.  Vote for your favorite on the magazine’s Facebook page:

Seattle’s Best Neighborhoods — Facebook Photo Gallery

6 Plat Map Pointers

Plat maps got you flustered?  Our pointers will help!  Visit the latest Ticor Blog:

6 Tips for Reading Plat Maps

We’ve even included a free, downloadable ‘tip sheet.’  Easy to share and save. 

Ticor’s Techies advise that we’re seeing some lively traffic on this post. That tells us to keep this rich content coming your way.  Look for more details about ‘Plats’ in next month’s post.

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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REO Timeline Explained

Wondering what to expect, when working w/ an REO property?  We’ve just published a sample timeline for you at Ticor’s Blog.  Here’s a link:

Ticor Blog – REO Process

You’ll also notice other timely topics here, including:

How to Remove Someone from ‘Title’

Delegate these 5 Tasks & Save Time

With each topic, there’s either a ‘Downloadable’ form, or a Video, which includes further info. 

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com 

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Why Easements Matter

There’s always something to learn from our colleague Gregg Colbo, Underwriter & Senior Underwriter for Ticor.

Here he explains the term ‘Easement’. Also see our new ‘key word’ pop up message.

Easements & Appurtenant 
(see ‘Key Words)

We’re looking forward to a strong December! Let’s wrap up the year profitably, together!

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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Thanksgiving Greetings

 

 Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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New iPhone & Droid Apps from Ticor

Need Property Info to go?  Apps are available now,  for your ‘smart phone’ device.  Info avail to download includes:

- Sales history

- Property Profile

- Comparable sales

- Short form demographics

- Neighboring properties, & much more!

Grab Ticor’s new App from the ‘App Store.’ Just search for Ticor Pocket Profile, a free download. This is for your iPad and / or iPhone.

Get started now

1.   Register right now at:   Ticor Express

2.  Designate me as your Sales Rep

3.  I’ll confirm back to you with final step right away

More info from Matt Sweet, including a video demo:

Ticor Property Profile App  –  For iPhones

Further details:  Ticor App for iPhone

(Free download from App Store)

Also just announced, Droid version: Ticor for Droid

(Free download from Android Market)

* Remember, please go to Ticor Express, for your user name and password.  Registration required for access please.

 

- Julie McCullough Hale, Ticor Title & Escrow, RRNetwork.com

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News from Facebook, Tales from Underwriting

Big announcement from Facebook today. Here’s link with a quick recap from CNET.com for us:

‘What did Facebook really just announce?’

Just posted over at our Ticor Blog, is a new story from Gregg Colbo, Ticor Underwriter and Senior Title Officer.

“Why do I need Title Insurance?”

(or….the “Tale of the Old Utility Agreement”…..)

Gregg’s been out in the field with me lately, and we’ve been offering ‘Title Insurance Training’ to our clients.  Let me know if you’d like to know how to schedule your own event! (Our Ticor ‘Jeopardy’ Game was a big hit during our last Clock Hour class!)

October invitations were just released, for Agent “networking” coffee.  We are glad to intro Craig Lundgren, Lundgren Enterprises. 

For more info, see this link: 

RRNetwork — October Meeting

- Julie McCullough Hale, Ticor Title & Escrow, RRNetwork.com

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FAQ – Wa State Insurance Commissioner

Occasionally, my clients ask for things such as ‘flyer stands,’ or for  money toward advertising costs.  The Washington State Insurance Commissioner clearly states what is allowed, under Washington State Code. 

I thought that it might be useful to post some ‘Frequently Asked Questions,’ with answers directly from the Commissioner’s office. 

In all, there are 24 questions answered in the ‘FAQ’  link below. 

Some of the questions in the link include:

- “May a title company* advance recording fees and only bill or invoice for the fees once a month and receive a lump sum payment for the monthly billing?”

-  “May a title company* give a small gift to a borrower, buyer, or seller as a “thank you” from the title company *?”

*’Title company” includes: any title insurance company, title insurance agent, or any representative or employee of either.’

Here’s a link:

Frequently asked questions about the new title insurance rules

This ‘FAQ’ is dated 5-14-10

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com

 

 

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Seattle’s Best Neighborhoods

Hats off, once again to Seattle Metropolitan Magazine.  Their annual ‘Seattle’s Best Neighborhoods’ article is packed with pics, facts, and chat.  Pick up a copy of this for your office lobby! 

(Just published May, 2010)

Seattle’s Top Neighborhoods – 15 Best

Individual ‘Must Live’ Neighborhoods, according to Seattle Metropolitan Magazine (photo right, Will Austin):

15  NEIGHBORHOODS

 • AlkiQueen AnneGreen LakeMadison ParkView RidgeNormandy ParkWoodinvilleRichmond BeachCapitol HillKirklandColumbia CityRenton HighlandsMaple LeafBallardShoreline

Charts and Maps

Remember, it’s easy to compare neighborhoods, thanks to the charts provided.  Also, find yours, either by the MAP, or alphabetically by NAME of the neighborhood(s).

Chart showing 107 Seattle Area ‘Neighborhoods by the Numbers’

Map View    (Don’t miss ‘North, South, East’ etc, which includes Snohomish County, or South County neighborhoods like Auburn & Renton.  Kitsap / Bainbridge also avail.

List View  (Starts with Auburn, ends with Woodinville)

Every neighborhood sorted by categories — including:

- Price change since 2008 (or 2006, if you want a real shake up)

- Home sales (as in number of sales, 2009, within a specific Neighborhood)

- Diversity

- Minutes to Downtown

- Average Walk Score

- Crimes

One of my favorite clients asked me for ‘micro data,’ about ‘every neighborhood in Seattle.’  His Buyer was quite precise, and asked for lots of statistical data before selecting a neighborhood.  My Agent friend was delighted when I gave him this report from Seattle Metropolitan Homes

Good listing and selling to all!  See you at RRNetwork coffee this Wednesday, 5/12.  We’re excited about meeting Bob Dunn, WordPress Specialist.

- Julie McCullough Hale, Ticor Title & Escrow, RRNetwork.com

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Dashboard from Ticor; Online orders

We’ve offered online transaction management for years. And with so many new clients joining Ticor, it’s time to take a look at our popular ‘Dashboard’ system.         

Here’s an online slide show that walks you through some of the benefits:

Dashboard Demo

In addition to Dashboard, simplified ‘online ordering’ is in the works. In the meantime, you are always welcome to email your title orders directly to us c/o our great Customer Service group:

Click here:  Email directly to Ticor Customer Service

(Already a Dashboard user, but you’ve misplaced your password? No worries – email us at the address noted above, and we’ll quickly ‘re-set’ you!)

By sending your orders electronically, we can pass on some savings on the title costs to your Homeowner.  A nice benefit for you to mention to your clients – these days, everyone appreciates saving $!

Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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New HUDs – Learn more this week

REMINDER:

New ‘HUD1′ forms are now in effect. 

Learn what’s NEW, and understand these before your next closing. We’ll be in Burien this week at:   909 Coffee and Wine on 153rd, 10 am this Weds 1/20.

Meet Tammy Woodruff and Susan Smith from Ticor Escrow. Enjoy your favorite coffee drink, and remember your listing flyers and buyers’ needs to share with the group. Please reserve by contacting Julie at 206-478-7312.

Meeting begins 10 am, adjourns promptly at 11 am.

Thanks also attendees, 1/18; great turnout for our Short Sale Webinar. We’re bringing Christopher Rockey to Seattle THIS WEEK.  More details soon!

For help with  Short Sales, visit Ticor’s new site:  www.ticorshortsale.com

 Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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Social Networking in Plain English: HUD1’s

Thanks Commoncraft.com!  Social Networking is demystified for you right here.

For more quick videos, connect now to Commoncraft.com !

Speaking of training, our informal poll today revealed that MOST of us don’t know enough about the new HUD1 statements.  Join us for coffee at our Seattle or Burien RRNetworking sessions.  More info:  NEXT MEETING 

Need a more personal session?  Contact Julie HERE and let’s get booked for January!

 Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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Using Twitter, Facebook Safely; HUD Training for Agents

Using Facebook and Twitter safely continues to be a hot topic. Thanks to CNET.com for this recent post, with step by step instructions:

Facebook and Twitter Safety Tips from CNET.com

Do you know about the new HUD 1 statements for 2010? Don’t be surprised before your first closing of the new year. 

Learn from our favorite pro, Tammy Woodruff, Ticor Escrow Manager for King and Snoho Counties.  See Tammy ‘LIVE” and learn from a true expert over coffee:

Next Meeting — HUD 1 Briefing from Ticor 

(Seattle and Burien Sessions in January!)

Get moving in January! Bring a friend, and join us for agent networking 1/13 or 1/20. 

Thanks all and a very Happy New Year to you.

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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Ticor Holiday Crew; Julie on YouTube?

Ticor HOLIDAY CREW!!!      

We are fully staffed thru the Holidays for you.  Your quick contact guide:

Click here to email:    Customer Service / Property Info

Or dial:  206-720-6969  (Diane, Anne, & Rachel)

Click ourCONTACTpage here, for all of our terrific ESCROW branches.

Wishing you the very BEST Holiday Season. I’m off for a while, to enjoy Christmas with my family. Looking forward to a wonderful ‘2010’ with all of you.

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com

 

 

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Oversimplified Marketing

What’s Your Marketing Statement?

Feeling overwhelmed with your marketing? Join the club! Maybe it’s time to simplify. And who better to describe this, than that smart fellow Michael Katz, Blue Penguin Development.  Give his latest newsletter a look:

“I’m going to tell you a secret………. 

Oversimplified Marketing….”

As I said in my request to Michael Katz, when asking his ‘OK’ to publish this elegantly simple blog post…….This sure beats the ‘elevator speeches’ lots of folks have been struggling to produce over the past couple of years!  Thanks Michael!

To subscribe to Michael’s newsletter (I do! So should YOU!)

Link here to Subscribe – Michael Katz Monthly Newsletter

Click here for Blue Penguin Development – Katz Newsletter

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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20 Top Characteristics Used to Price Home; Facebook Security and Safety

Thanks to NAR for this newsy little article. Click below for link:

Top Twenty Characteristics Used to Price Home

For anyone using Facebook, here are some handy tips from the Techies / New York Times:

5 Easy Steps to Stay Safe on Facebook

Remember, NY Times may require you to ‘log in’ for this article. It’s sure worth a read.  Security and adjusting settings is a question I’m asked about almost daily.

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com 

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Selling During the Holidays

Tips from Seattle Times, regarding how to sell during the holidays.  

Homes Can Sell During the Holidays

Holiday reminder — King County Courthouse is closed beginning tomorrow, and through the rest of the week. 

We are seeing tremendous ‘closing’ activity in our Escrow branches. With the original ‘first time home buyers’ credit deadline of 11/30, there are dozens of closings scheduled for 11/30/09.  Keep in close touch w/ your Escrow team.

Good Thanksgiving weekend to all!  We are open today and tomorrow, then closed for the holiday on Thanksgiving Day, and Friday.

 Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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Remodeling Cost vs Value; Agent Networking Recap

It’s time for the annual report from Remodeling Magazine:

 
This link is for Seattle area, 2009 – 2010. 
Midrange includes:

 

  • Entry Door Replace – Recoup 65% to 128% of your cost, depending on material (glass, steel)
  • Bathroom Remodel — Recoup 71% of cost
  • Minor Kitchen Remodel – 78% Recoup
  • Home Office Remodel – 48% Recoup

So much for remodeling MY home office!  We will take another look, however, at the first floor bath. 

This is a GREAT link to share with your clients!  Leaf thru the info yourself, create a quick ‘recap,’ and email this before Thanksgiving.

We’ve noticed in the ‘analytics’ of my website here, that this particular report is viewed regularly, almost every week. Wow!  Just remember to credit Remodeling Magazine, of course. (always credit your source!) 

Thx again to Brockerman Hale Remodeling Specialists, and Christopher Hale, for sharing this link.

Agent Networking — November Sessions

Thanks to the nice crowd for our first BURIEN agent networking group. It was cozy with over 15 of us, terrific!  Thanks also to our Seattle group, meeting last week.  

Some links for you,  from my techie friend, Mr. Matt Sweet:

Matt’s Blog — TWITTER  or Twitter & Dept of Transportation

We’re working on our December topics now.  I can share the dates with you:

Seattle RRNetwork — Wednesday, 12/9/09

Burien RRNetwork – Wednesday, 12/16/09

- Julie McCullough Hale, Ticor Title Company, RRNetwork.com 

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Why you need a Realtor……..

What to expect from your Realtor. Thanks to our friends with Washington Homeowners.com.

So, that’s why everyone needs a Realtor!  I like this one.  See six videos made for your clients:  Home Buyer Videos

 Julie McCullough Hale, Ticor Title Company, RRNetwork.com

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